
Mortgage Protection & Life Insurance Products
Mortgage Protection Cover
- Mortgage Protection helps to protect your loved ones by paying a lump sum to help pay off your mortgage if you die or become seriously ill during the term of your plan as long as you keep paying your premiums.
- Anyone taking out a mortgage needs to have mortgage protection, but you are NOT obliged to purchase it from your lender.
- Our insurance partners expert financial advisors, can help you choose the Mortgage Protection plan that works best for you.
Life Insurance Cover
- Life cover pays out a lump sum to your loved ones if you pass away during the term of your policy as long as you keep paying your premiums.
- There are different types of life insurance products to suit your needs, and you also have the option of incorporating additional features for added peace of mind such as specified illness cover.
- Our insurance partners expert financial advisors, can help you choose the Life Insurance plan that works best for you.
Why choose us?
Benefits
- Comprehensive children’s cover at no extra cost.
- Access to post-claim counselling services.
- Accidental death cover of up to €150,000 while setting up your life cover
Reliability
- Our insurance partner is one of Ireland's leading life insurance and pension providers with over 85 years’ experience.
- Flexible options designed to meet individual and family needs.
- Thousands of families across Ireland have counted on our insurance partner to deliver during life’s most challenging moments, with millions paid out in claims every year.
Support
- Access to professional advice to guide you every step of the way.
- Award-Winning Digital Tools giving you easy access to your account details through user friendly online services.
- Experienced Customer Support teams on hand to provide support whenever you need it.
Mortgage Protection & Life Insurance FAQ's
What is Mortgage Protection?
In a nutshell, mortgage protection is a life insurance policy that your lender will require you to have in place before your mortgage can commence.
It’s a mandatory requirement when you take out a mortgage, because - in the untimely event of your death during the term of your mortgage - your lender wants to ensure that there are funds available to help repay the loan they granted you. In this way, mortgage protection protects your loved ones and your lender; should you die during the term of your mortgage, it will pay a lump sum to your lender to help pay off your mortgage.
What is Life Insurance?
Life Insurance cover pays out a lump sum of money if the individual(s) insured die within the term of the policy. A life insurance policy is typically taken out to protect your loved ones, so that if you should pass, there will be funds available to give them additional financial security without your income.
What is the difference between Life Insurance & Life Assurance
Well, there's a hint here in the name. Assurance is generally a term for something that you can be assured will happen, so life assurance is insurance against an event (death) that will happen eventually. With life assurance, payment will be made at the end of the policy when the life assured dies. Life Insurance on the other hand is for protection for a fixed term for an event that may or may not happen within that time frame.
Helpful guides on Mortgage Protection and Life Insurance

Terms and conditions
T & C's apply. *€100 gift card is offered on Life & Mortgage protection policies on sign up. Gift Cards will be posted out subject to 3 months paid policy premiums being received. 10% off offer applies from 16.06.25 to 16.07.25.
SuperValu Insurance has engaged with Irish Life Financial Services and Irish Life Assurance for the provision of financial advice and life assurance products. Irish Life Assurance (ILA) plc provides life assurance products. Irish Life Financial Services (ILFS) promotes ILA products as an insurance intermediary tied to ILA and provide the financial advice in relation to these products to customers. Irish Life Assurance plc, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services Limited, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services is an insurance intermediary tied to Irish Life Assurance for life and pensions.
SuperValu Life and Mortgage Protection Policies which are underwritten by Royal London or Zurich Insurance will be administered by JSBCA Ltd on our behalf. JSBCA Ltd is regulated by the Central Bank of Ireland.
Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site.
SuperValu Financial Services DAC t/a SuperValu Insurance, is regulated by the Central Bank of Ireland.
Find out more about our Terms of Business & Remuneration.